PM Surya Ghar subsidy filed end-to-end · Up to ₹78,000 off
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Built on live TANGEDCO 2026 tariffs, current PM Surya Ghar subsidy slabs, and the CEA grid emission factor. Maths shows its working.

TNERC 2026PMSG ₹30K / 60K / 78KCEA 0.7117 tCO₂/MWhGrid Code Feb 2026

Sized

Bill, district, connection → exact kW. Capped to your sanctioned load.

Subsidised

PM Surya Ghar filed end-to-end. Subsidy credited before EMI begins.

Commissioned

Quote to meter-flip in 30 days. Photo and generation log on WhatsApp.

Tool 01 · System Sizer

What kW covers your bill?

Bill + district + connection → recommended system size, capped to your sanctioned load.

Recommended size
3.0kW
Covers 450 kWh/month · Coimbatore yield 1,580 kWh/kW/yr
Cost
₹1.74L
Roof area
230 sqft
Tariff
₹6.65
TN rule: system size cannot exceed your sanctioned load; net metering capped at 10 kW residential.
Live TANGEDCO 2026 tariff slabs · all 4 connection types
PM Surya Ghar subsidy table · MNRE gazette May 2026
CEA grid factor 0.7117 kg CO₂ per kWh · India national grid
Tool 02 · PM Surya Ghar

How much will Modi pay?

Central subsidy is per kW, capped at 3 kW for the full ₹78,000. Domestic only.

Estimated subsidy
₹78,000
Via DBT after commissioning · real timeline 3 to 6 months
1 kW
₹30K
2 kW
₹60K
3 kW+
₹78K
Eligibility: domestic-tariff connection, owned property, no prior PM Surya Ghar claim.
Live TANGEDCO 2026 tariff slabs · all 4 connection types
PM Surya Ghar subsidy table · MNRE gazette May 2026
CEA grid factor 0.7117 kg CO₂ per kWh · India national grid
Tool 03 · Bill Decoder

Where does your ₹ go?

TANGEDCO domestic tariff is telescopic: cheap below 100 kWh, pricier above 400.

Estimated usage
450kWh
Effective tariff ₹6.65/kWh · top slab 400+
Slab math: 1-100 kWh @ ₹2.25 · 101-400 @ ₹4.50 · 401+ @ ₹6.65 per kWh. Updated for TN 2026.
Live TANGEDCO 2026 tariff slabs · all 4 connection types
PM Surya Ghar subsidy table · MNRE gazette May 2026
CEA grid factor 0.7117 kg CO₂ per kWh · India national grid
Tool 04 · Roof Area

Does my roof fit it?

Bifacial TOPCON needs ~65 sqft per kW with safe spacing.

Max kW that fits
6.0kW
After 12% spacing buffer · adjusted for roof & shade
Panels
10
Mount
Rails
Footprint
390 sqft
Rule of thumb: 80-100 sqft per kW on RCC concrete · 100-130 sqft per kW on metal sheet roofs.
Live TANGEDCO 2026 tariff slabs · all 4 connection types
PM Surya Ghar subsidy table · MNRE gazette May 2026
CEA grid factor 0.7117 kg CO₂ per kWh · India national grid
Tool 05 · 25-Year Savings

Return over 25 years?

Tariff inflation, degradation, inverter swap year 12 — all priced in.

Lifetime savings
₹12.4L
After inverter replacement & 0.4%/yr degradation
Year 1
₹31K
Year 25
₹56K
Payback
3.7yr
Assumes: 0.5% panel degradation per year · 4% annual TN tariff escalation · CEA-derived.
Live TANGEDCO 2026 tariff slabs · all 4 connection types
PM Surya Ghar subsidy table · MNRE gazette May 2026
CEA grid factor 0.7117 kg CO₂ per kWh · India national grid
Tool 06 · Vendor List

Empanelled EPCs in your district.

Refreshed monthly from TANGEDCO + PM Surya Ghar portal.

Empanelled = MNRE-approved + DISCOM-listed. Western Ghats is on both rolls; we file your subsidy directly.
Live TANGEDCO 2026 tariff slabs · all 4 connection types
PM Surya Ghar subsidy table · MNRE gazette May 2026
CEA grid factor 0.7117 kg CO₂ per kWh · India national grid
Tool 07 · TN Grid Code

What changed in February?

TNERC notified the new Grid Code 19 Feb 2026.

Is there a new TN-only subsidy?

No. Customer subsidy in May 2026 = central PM Surya Ghar only: ₹30,000 at 1 kW, ₹60,000 at 2 kW, ₹78,000 at 3 kW or above.

Net-metering settlement rule?

Annual settlement capped at 90% of annual import. Oversizing beyond consumption no longer pays back at retail.

DISCOM approval SLA?

TANGEDCO must approve/reject within 30 days. Median for Coimbatore zone is 45-60 days (Mercom 2026).

1 June 2026 DCR rule?

From 1 June, subsidy modules must use ALMM List-II domestic cells. Quotes will rise ₹3-5/Wp.

Real PM Surya Ghar timeline?

Mercom tracks median DBT credit at 3-6 months, not the official 30 days.

GST rate on solar?

From Sep 2025, GST on solar goods and EPC services = 5% (down from 12%).

Tool 08 · EMI

Pay over 36 months?

SBI YONO Surya, HDFC, Canara — solar loans 7-10% for 3-7 years.

Monthly EMI
₹2,460
For 36 months · principal ₹76,800
Down payment
₹19,200
Interest
₹11,560
Total paid
₹88,360
EMI starts after subsidy credits. Typical tenor 3-5 yrs · banks finance up to 80% of net cost.
Live TANGEDCO 2026 tariff slabs · all 4 connection types
PM Surya Ghar subsidy table · MNRE gazette May 2026
CEA grid factor 0.7117 kg CO₂ per kWh · India national grid
Tool 09 · Battery

Do you need a battery?

Batteries double install cost. Honest answer when not to add one.

Honest recommendation
Grid-tie only
Score 24/100 · Low backup need
Outage/mo
3 hr
Battery size
2 kWh
Extra cost
+₹95K
Hybrid = panels + battery. Adds ₹35-50K per kWh of usable storage. ROI is 2-3 yrs longer than grid-tie.
Live TANGEDCO 2026 tariff slabs · all 4 connection types
PM Surya Ghar subsidy table · MNRE gazette May 2026
CEA grid factor 0.7117 kg CO₂ per kWh · India national grid
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